Increase the total amount you pay in a year to at least TRY 84,000, and take advantage of the opportunity to save without paying any management fee specific to "Advantageous BES" package!
An exclusive digital private pension plan suitable for those who want to make small savings and those who want to save more by choosing the advantageous package! You can directly apply from our digital channels, without calling our Customer Communication Center or going to the branch! To meet the DijiBES Pension plan, come to Garanti BBVA Mobile / Internet now, choose the small savings or the advantageous package. Create your contract easily and start saving right away!
You have two package options at DijiBES Pension Plan.
Small Savings BES
“Small Savings BES” package, start saving in a way that suits your budget by paying at least TRY 1,000 per month!
Advantageous BES
"Advantageous BES" package, deposit at least TRY 7,000 per month into your BES account, or make interim payments and increase the total amount you pay in a year to at least TRY 84,000, and take advantage of the opportunity to save without paying any management fee specific to this package!
DijiBES Plus Plan
You can start saving today by joining the DijiBES Plus Plan with monthly contributions of 7,000 TRY or more. When your total contributions exceed 84,000 TRY, no management fee will be applied. For savings below this amount, a management fee of 8.5% of the current gross minimum wage will be applied annually. We hope this doesn't happen, but if you leave your contract before 5 years or transfer it to another pension company, any uncollected management fee will be deducted from your savings as an "exit fee" upon exit.
DijiBES Standard Plan
You can start saving today by joining the DijiBES Standard Plan with monthly contributions of 1,500 TRY or more. For each contract year, a management fee of 8.5% of the minimum gross wage announced for that year is applied. We hope you don't want this to happen, but if you leave your contract before 5 years or transfer your contract to another pension company, the uncollected management fee will be deducted from your savings as an "exit fee" upon exit.
DijiBES Salary Customer
You can start saving today by joining the DijiBES Salary Customer Plan with monthly contributions of 1,000 TRY or more. In the first 5 years of your contract, a management fee of 6.375% of the minimum gross salary is deducted each year as required by law.
We hope you don't want this to happen, but if you leave your contract before 5 years or transfer your contract to another pension company, the uncollected management fee will be deducted from your savings as an "exit fee" upon exit.